Do Braces Count as Medical Expenses? | Beecroft Orthodontics in Fredericksburg, VA
If you're a parent considering orthodontic treatment for your child—or even for yourself—you may be wondering: Do braces count as medical expenses? The short answer is yes, in most cases they do. At Beecroft Orthodontics in Fredericksburg, VA, we’re here to break it down so you can make the most informed decision when it comes to both your smile and your finances.
Braces as a Qualified Medical Expense
According to the IRS, orthodontic treatment like braces can be considered a deductible medical expense if it is deemed medically necessary. That means if braces are prescribed to correct problems such as jaw misalignment, bite issues, or other oral health concerns—not just cosmetic reasons—they may qualify.
Using Your HSA or FSA for Braces
Many of our patients at Beecroft Orthodontics use Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) to help cover the cost of treatment. Braces are typically HSA/FSA eligible if your orthodontist provides documentation that the treatment is medically necessary. Our team will happily provide that paperwork to help you get the reimbursement or approval you need.
Can You Deduct Braces on Your Taxes?
If you itemize your deductions, you might be able to deduct unreimbursed medical expenses—including orthodontic treatment—on your federal income tax return. However, only the portion of your total medical expenses that exceeds 7.5% of your adjusted gross income (AGI) is deductible. It’s a good idea to talk with your tax advisor about your specific situation.
What Insurance Covers
Many dental insurance plans that include orthodontic coverage will consider braces to be a medical expense if they’re medically necessary. Our financial coordinators in our Fredericksburg office are experienced in working with both insurance providers and HSA/FSA administrators to help you get the most out of your benefits.
Braces at Beecroft Orthodontics
At Beecroft Orthodontics, we offer affordable payment plans, accept most insurance providers, and provide flexible financing to make sure your family can get the treatment they need—without unnecessary stress. Whether you’re getting braces, Invisalign, or another form of treatment, our team is committed to making orthodontics more accessible for the Fredericksburg community.
Have Questions About Paying for Braces?
We’re here to help! Contact Beecroft Orthodontics in Fredericksburg, VA to schedule a free consultation and learn more about how you can use your insurance, FSA/HSA, or tax deductions to pay for orthodontic care.
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